It is an Unit Linked Insurance Plan that is linked to the share market. It is a combination of Insurance and Investment. It offers different investment options. This plan can be taken for minimum 10 years and maximum for 20 years. Partial withdrawal is possible from 6th year onwards. This plan comes with DAB Rider.
| Minimum | Maximum | ||
|---|---|---|---|
| Entry Age | 90 days completed | 50 years (Nearer birthday) | |
| Policy Term | 10 years | 20 years | |
| Term | 25 years | ||
| PPT | Same as Policy Term | ||
| Maturity age | 18 years Completed | 60 years nearest birthday | |
| Premium | Mode | Amount | No limit |
| Yearly | ₹ 20,000/- | ||
| Half-Yearly | ₹ 13,000/- | ||
| Quarterly | ₹ 8,000/- | ||
| Monthly (ECS) | ₹ 3,000/- | ||
| Premium Paying Modes | Yearly, Half Yearly, Quarterly, Monthly ECS | ||
| Investment Fund Types | Bond, Secured, Balanced, Growth | ||
| Annualized Premiums shall be payable in multiple of ₹ 1,000/- for all modes other than ECS monthly. For monthly (ECS), the premium shall be in multiples of ₹ 250/- | |||
| Basic Sum Assured - (10* Annualized Premium) or (105% of the total premiums paid), whichever is higher. | |||
Minimum Entry Age :18 years completed
Maximum Entry Age :55 years nearest birthday
Maximum Maturity Age : 60 years nearest birthday
Minimum Accident Benefit Sum Assured :₹ 10,000/-
Maximum Accident Benefit Sum Assured :10 times of Annualized Premium subject to the maximum aggregate limit of Accident Benefit Sum Assured as ₹ 100 lakhs of Accident Benefit Sum Assured
