In view of the rising incidence of health issues, increased cost of hospitalisation, employees should have a second line of coverage.
read moreIf you hold a car cover with Zero-Dep benefit, then at the time of a claim, the full IDV can be claimed without deduction for depreciation and damaged parts.
read moreThe most important document that is referred to at the time of the making a claim is the proposal form that is filled out when applying for the insurance policy
read moreTaking an adequate insurance cover before you start your investment journey is like laying a proper foundation before constructing a building.
read moreFactors like age, financial assets, liabilities, annual income, lifestyle and expenses of the dependents are some of the factors which make one decide the required life cover.
read moreThe nomination process is crucial to protect the interests of the insured’s family. However, just appointing one nominee shouldn’t be done by default as many do.
read moreIf you don’t want the hassle of renewing your policy each year and can afford the higher one-time premium outgo, opting for a multi-year health insurance plan could work to your advantage.
read moreThe scale of this massive outstanding amount is much higher than the budgets of many central government ministries Unclaimed amounts include settled claims which haven’t been paid out, sums which become due when policies mature as well as excess amounts paid which are to be refunded
read moreTaking treatment at non-cashless network hospitals, ‘unnecessary’ hospitalisation and ‘unreasonable’ charges are some of the lesser-known causes due to which your health insurance claims could get rejected
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